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Financial planning and wealth management for executives, employees and individuals

Offering corporate executives access to the Goldman Sachs wealth platform through partnerships with ~500 companies, including over half of the Fortune 100 and nearly a quarter of the Fortune 1000.

Comprehensive financial planning and management for executives

Our core offering includes dedicated advisors who deliver against the unique needs of busy leaders as they continue to build wealth and optimize the financial opportunities that come with their role – through integrated wealth planning, access to investment solutions and full-service coordination and implementation assistance. ††


“Personal CFO”

A single point of contact to coordinate across existing professional relationships and help deliver peace of mind
 


Custom Investment Strategy

Leverage proprietary and open-architecture solutions on the Goldman Sachs wealth platform and asset allocation from the Wealth Management Investment Strategy Group

 

Comprehensive Financial Guidance

Across seven key financial planning disciplines: benefits and compensation, retirement, cash-flow, investment, estate, ††† tax, risk management and insurance

 

Intellectual Capital

Access timely economic and market intelligence, guidance on implications of regulatory and tax policy changes and analysis from business and cultural leaders

Proven results:
We surveyed Executive Wealth clients who engaged with us

 

are satisfied with our financial planning services††††

 

agree we provide clarity on their financial lives††††

 

agree we help them optimize their benefits and compensation††††



Supporting our corporate partners as an extension of their HR team

Goldman Sachs Ayco invests in the unique insights, experience and specialist teams needed to help HR teams, executives, and the broad employee population navigate unique benefit, compensation and wealth complexities.

  • Help Maximize the Value of Compensation & Benefits

    We get to know the details of each company’s benefits and compensation plans to support their employees, promote company culture and drive education, appreciation and utilization of total rewards.

  • Risk Mitigation

    Our advisors support risk mitigation for our corporate partners and their executives by helping to navigate complex tax, financial and certain regulatory and reputational concerns.

  • Optimizing Time & Effectiveness

    We help reduce executives’ time-spent on personal matters through an implementation-oriented service and extend HR team effectiveness by furthering company initiatives and delivering proprietary insights with benefit trends and best practices from our work across Corporate America.


Goldman Sachs Ayco by the numbers

1M+

employees served

 

50+

years of providing financial counseling

 

500+

companies helped to maximize their benefits and compensation plan

 

14.5K

executive relationships

 

All data as of November 2022. Generated from Goldman Sachs Ayco internal reports.

Learn more about our workplace solutions

 

Personal Wealth for high-net-worth individuals

Through our Personal Wealth offering, high-net-worth individuals can access the Goldman Sachs investment platform as they continue to accumulate wealth by working directly with our team of advisors or as part of a corporate program. Our advisors deliver customized wealth management strategies and curated offerings across investments, lending, insurance, and financial planning tailored to their clients’ values, priorities and goals.

Recent Insights

Year-end Planning Guide | Ayco

We are pleased to share our 2024 Year-end Planning Guide, featuring insights into the current tax landscape and the potential impacts on your personal tax situation.

  • 27 September 2024 | Employers

    Goldman Sachs Asset Management Retirement Survey Insights Report

    27 September 2024 As inflation eases and economic conditions seem to be improving, for the first time since the onset of the COVID-19 pandemic in 2020 the effects of competing financial priorities on retirement savers has declined. Saving for retirement has become increasingly complex as individuals face balancing multiple financial priorities. Read More

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 Internal reporting data as of June 2024
†† Clients determine if / how financial planning guidance should be implemented. Any implementation of financial plans through Goldman Sachs Ayco or an affiliate is done by entering into separate agreements.
††† Goldman Sachs Ayco provides a variety of financial counseling, investment advisory, investment education and other services. Goldman Sachs Ayco's counseling services may consist of, among other things, assisting the counseled individuals in developing a comprehensive program designed to maximize the benefits of their employers' existing compensation and fringe benefit programs, to conserve the counseled individual's assets, to manage income long-term basis and/or to develop an individual retirement program and estate plan. Goldman Sachs Ayco does not provide legal advice, clients should consult with an attorney before implementing any legal strategy.
†††† Data sourced from a survey fielded in January 2023 by Goldman Sachs Ayco. The survey was sent to 12,970 individuals who were clients of at least 12 months, and results are only inclusive of the 2,114 clients who responded. Results are not indicative of future outcomes and should not be relied upon as such. The results shown may not be representative of any one client experience and no representation is being made that any client will or is likely to achieve the results shown. Survey responses were anonymous and no compensation was provided to the clients who participated in the survey. See disclosure section for more information on survey results. ‡ As of April 2023.